Loan eligibility calculator
Estimate eligible loan size from monthly income, loan type, term, and interest rate using reducing-balance assumptions.
Common questions
How is the max borrow amount estimated?
The tool first caps affordable EMI from monthly income by loan type, then back-calculates principal using a reducing-balance EMI formula with your interest rate and tenure.
Does eligibility guarantee approval?
No. Banks also review credit history, employment, age, existing liabilities, collateral, fees, and policy changes before sanctioning a loan.